{"id":6512,"date":"2023-03-22T16:38:41","date_gmt":"2023-03-22T11:08:41","guid":{"rendered":"https:\/\/www.aurobindorealty.com\/?p=6512"},"modified":"2026-03-25T19:35:27","modified_gmt":"2026-03-25T19:35:27","slug":"nris-need-to-keep-this-in-mind-before-buying-a-home-in-india","status":"publish","type":"post","link":"https:\/\/aurorealty.com\/blog\/nris-need-to-keep-this-in-mind-before-buying-a-home-in-india\/","title":{"rendered":"NRI&#8217;s Need to Keep This in Mind Before Buying a Home in India"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<label class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/label>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/aurorealty.com\/blog\/nris-need-to-keep-this-in-mind-before-buying-a-home-in-india\/#Nature_of_the_Property\" >Nature of the Property:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/aurorealty.com\/blog\/nris-need-to-keep-this-in-mind-before-buying-a-home-in-india\/#Taxes\" >Taxes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/aurorealty.com\/blog\/nris-need-to-keep-this-in-mind-before-buying-a-home-in-india\/#Impact_of_RERA_and_GST_on_NRI_Real_Estate\" >Impact of RERA and GST on NRI Real Estate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/aurorealty.com\/blog\/nris-need-to-keep-this-in-mind-before-buying-a-home-in-india\/#Power_of_Attorney_PoA\" >Power of Attorney (PoA)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/aurorealty.com\/blog\/nris-need-to-keep-this-in-mind-before-buying-a-home-in-india\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n<div id=\"bsf_rt_marker\"><\/div><p>Non-Resident Indians (NRI) have traditionally been active players in the Indian real estate market. As per <a style=\"cursor: pointer;\" contenteditable=\"false\" href=\"https:\/\/economictimes.indiatimes.com\/nri\/invest\/nri-investment-back-in-indian-real-estate-sector\/articleshow\/88618629.cms\" rel=\"nofollow noopener\" target=\"_blank\">reports<\/a> , in 2021, investments from NRIs amounted to $13.8 billion in the Indian real estate industry. Now, when you pair the falling rupee, the burgeoning market condition, and higher ROI with a simplified tax regime, you understand why investments have kept pouring in through the years.<\/p>\n\n<p>With such exquisite benefits powering investments, it\u2019s recommended for NRIs buying property in India to keep a few things in mind before investing in India. Let&#8217;s take a look:<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nature_of_the_Property\"><\/span>Nature of the Property:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-image blog-right-img\"><img decoding=\"async\" src=\"https:\/\/aurorealty.com\/blog\/wp-content\/uploads\/2023\/03\/mortgage-house-loan-website-login-graphic-concept-1.jpg\" alt=\"aurorealty\"\/><\/figure>\n\n<p>NRI home buyers can buy any commercial or residential real estate property in India. They can even choose to invest in agricultural land, farmhouse, plantation property, or other immovable properties on offers in the country. Although to acquire such properties in India, they have to take approval from the Indian Government and the RBI.<\/p>\n\n<p>Our suggestion for NRIs would be to invest in the residential real estate sector because of its ability to act as a second home for them or their family. Investment in residential real estate provides you with a home in your motherland that will surely undergo capital appreciation over time. According to us, the front runner for your investment should be the city of Hyderabad. With our new upcoming projects in Hyderabad, we at Aurobindo Realty are here to help investors park their assets for return rich future.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Taxes\"><\/span>Taxes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-image blog-left-img\"><img decoding=\"async\" src=\"https:\/\/aurorealty.com\/blog\/wp-content\/uploads\/2023\/03\/Taxes-1.jpg\" alt=\"aurorealty\"\/><\/figure>\n\n<p>NRI home buyers can enjoy certain tax benefits that come with their investments in real estate. If they sell their property within 24 months of its purchase, it comes under short-term capital gain and hence is covered under section 111A and charged @ 15% (plus surcharge and cess as applicable). If you sell the same property post the 2-year mark, it will come under long-term capital gains and be chargeable at a special tax rate of 20% (plus surcharge and cess as applicable).<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Impact_of_RERA_and_GST_on_NRI_Real_Estate\"><\/span>Impact of RERA and GST on NRI Real Estate<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-image blog-right-img\"><img decoding=\"async\" src=\"https:\/\/aurorealty.com\/blog\/wp-content\/uploads\/2023\/03\/WhatsApp-Image-2023-03-22-at-12.54.38-PM-1.jpeg\" alt=\"aurorealty\"\/><\/figure>\n\n<p>NRI home buyers invest their money from abroad using NRO or NRE accounts, depending on their income type. They use these accounts to make payments for their investments in real estate or other expenses in India.<br>Getting a loan as an NRI is similar to getting one as a resident Indian, but there are additional requirements like submitting certain documents and giving a Power of Attorney.<\/p>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Power_of_Attorney_PoA\"><\/span>Power of Attorney (PoA)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n<figure class=\"wp-block-image blog-left-img\"><img decoding=\"async\" src=\"https:\/\/aurorealty.com\/blog\/wp-content\/uploads\/2023\/03\/Power-of-Attorney-1-1.jpg\" alt=\"aurorealty\"\/><\/figure>\n\n<p>Since you will be residing outside the county, you can give legal authorization to a designated person with the power to act on your behalf. The PoA is a legally binding document that allows this designated person to manage your property, medical or financial affairs at your behest.<\/p>\n\n<p>For NRIs looking to invest in India, we hope your journey to excellent returns will be stress-free with these pointers in mind. If you need a starting point for your property search, we suggest you start with a range of projects offered by Hyderabad&#8217;s best real estate company, Aurobindo Realty.<\/p>\n\n\n\n\n<p><strong>Official Resources &#038; References:<\/strong> For verified information, visit <a href=\"https:\/\/rera.telangana.gov.in\/\" target=\"_blank\" rel=\"noopener nofollow\">RERA Telangana<\/a>, <a href=\"https:\/\/www.rbi.org.in\/Scripts\/FAQView.aspx?Id=52\" target=\"_blank\" rel=\"noopener nofollow\">RBI FEMA regulations<\/a>.<\/p>\n\n\n<div style=\"background: #f8fafb; border: 1px solid #e0e7ee; border-radius: 8px; padding: 18px 22px; margin: 28px 0 0;\">\n<p style=\"margin: 0 0 10px; font-weight: 700; font-size: 15px; color: #0f3460;\">Authoritative Sources Referenced<\/p>\n<ul style=\"margin: 0; padding-left: 20px; font-size: 14px; color: #444; line-height: 1.8;\">\n<li><a href=\"https:\/\/rera.telangana.gov.in\" target=\"_blank\" rel=\"noopener nofollow\">RERA Telangana<\/a> \u2014 Project registration verification<\/li>\n<li><a href=\"https:\/\/registration.telangana.gov.in\" target=\"_blank\" rel=\"noopener nofollow\">IGRS Telangana<\/a> \u2014 Property registration &amp; stamp duty data<\/li>\n<li><a href=\"https:\/\/residex.nhbonline.org.in\" target=\"_blank\" rel=\"noopener nofollow\">NHB RESIDEX<\/a> \u2014 Housing price index<\/li>\n<li><a href=\"https:\/\/rbi.org.in\" target=\"_blank\" rel=\"noopener nofollow\">Reserve Bank of India<\/a> \u2014 Home loan rates &amp; housing finance circulars<\/li>\n<li><a href=\"https:\/\/hmda.telangana.gov.in\" target=\"_blank\" rel=\"noopener nofollow\">HMDA Telangana<\/a> \u2014 Layout approvals &amp; master plan<\/li>\n<\/ul>\n<p style=\"margin: 10px 0 0; font-size: 12px; color: #999;\">Data verified by the Auro Realty Team as of March 2026.<\/p>\n<\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-6512-0\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can NRIs buy property in India?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, NRIs can buy residential and commercial properties in India under the Foreign Exchange Management Act (FEMA). However, they cannot purchase agricultural land, plantation property, or farmhouses directly. NRIs can acquire such properties only through inheritance or gift.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-6512-1\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What taxes do NRIs pay when buying property in India?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>NRIs are subject to TDS (Tax Deducted at Source) at 20% on long-term capital gains and at applicable slab rates for short-term gains when selling property. They also need to pay stamp duty and registration charges at the time of purchase, similar to resident Indians.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-6512-2\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is Power of Attorney valid for NRI property purchase in India?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, NRIs can use a Power of Attorney (PoA) to authorize a trusted person in India to complete property transactions on their behalf. The PoA must be notarized or attested by the Indian consulate in the country where the NRI resides.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Non-Resident Indians (NRI) have traditionally been active players in the Indian real estate market. As per reports , in 2021, investments from NRIs amounted to $13.8 billion in the Indian real estate industry. Now, when you pair the falling rupee, the burgeoning market condition, and higher ROI with a simplified tax regime, you understand why [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":6836,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":["post-6512","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment"],"_links":{"self":[{"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/posts\/6512","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/comments?post=6512"}],"version-history":[{"count":16,"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/posts\/6512\/revisions"}],"predecessor-version":[{"id":12151,"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/posts\/6512\/revisions\/12151"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/media\/6836"}],"wp:attachment":[{"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/media?parent=6512"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/categories?post=6512"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aurorealty.com\/blog\/wp-json\/wp\/v2\/tags?post=6512"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}