Important Documents To Know Before Home Buying Process


With the introduction of the Real Estate (Regulation and Development) Act (RERA), investors are sceptical about investing their hard-earned assets in under-construction ventures. Provided that constant construction delays have undermined the credibility of under-construction projects, demand for ready-to-move apartments has escalated.

After paying the token for the potential property, the paperwork process begins. The buyer gets his mind exhausted by wondering what paperwork needs to be done and how to get along with it. Below are a few essential and needed documents for buying a home that one must know if you are planning to look at flats in Hyderabad or any other city to buy.

  • Agreement of Sale

This contract sets out crucial specifics of the project, such as requirements, terms of payment, deadlines for completion of the project, the form and sum of the fee and the consequences if either party fails.

The purchasing agreement is a legal document signed between homebuyers and sellers and states that all parties have settled on terms of service.

  • Occupancy Certificate

In case of ready to move in properties, upon completion of the construction of a building or property, the municipal corporation or planning authority shall issue an occupancy certificate or certificate of completion. It is among the most relevant documents in the property document checklist. The legal document states that the property has complied with the effective layout and is ready and secure to be inhabited.

  • Sale Deed

The Sales Deed is an important legal document containing proof of the sale and transfer of property from the developer to the owner. Many years after purchasing a home, the owner may want to sell the property for some reason, so in that case this document is important.

  • Allotment Letter

This document is something not all developer offer, but it is always good to have if offered. This document helps if you are planning to book a home that is currently being built. It provides all the specifics of the payment of the flat and any additional costs that you will have to pay for any additional services. This letter is important when it comes to obtaining a loan from the bank, since it refers to the sum needed to be paid by the purchaser.
RERA Approval and RERA Registration No.

It has been two years since the government updated the Real Estate Regulation Act (RERA). Strict penalty provisions coupled with growing understanding among homebuyers has compelled developers to concentrate on prompt project delivery. If you are planning to purchase a home, please check the RERA website first. You could get a lot of important details just by visiting the website.

  • Documents for Land Approval

Before construction starts, the developer is expected to receive the requisite penalties under terms of the Building Bylaws, the Master Plan, and the Local Body Acts. Check that the land has proper permits. Verify with the zoning authority of the city for clearance. Also, verify if the property you wish to purchase is classified for residential use. Some lands are listed as agricultural, forestry or commercial lands and cannot be used for building residential properties.

  • Bank APF Number

The APF is a tag or number provided by banks or lending firms engaged in real estate development and who offer home loans. The APF number is given for a specific housing development. The APF number indicates the bank’s approval with the project, the documentation, the plan, the paperwork, the loan sanctions, and many others. A project with an APF number simply means that the project has been properly approved by one or more housing finance companies. However, for a home buyer, the APF number is a clear indication that this specific area has gone through the correct legal stage of project approvals and registration.

Buying a property is like having a dream come true. But it will hardly take very long to wreck your dream if a few things go wrong. To prevent this, it is important to know what documents need to be reviewed before purchasing a house, whether it is a ready property or a property under construction. If you are looking for residential projects in Hyderabad, then do consider Aurobindo Realty’s Kohinoor in Hitech City.

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