Property Pricing Guide – Cost Breakup, Taxes & Hidden Charges

Property pricing is often confusing for first-time homebuyers. Beyond the basic sale price, costs like stamp duty, GST, registration fees, maintenance charges, and club memberships can significantly affect your budget. This guide answers the most searched pricing questions for flats in Hyderabad and Telangana, helping you plan your finances better.


What is the Break-Up of the Price of a House?

The total cost of a flat typically includes:

  • Base Price: Cost per sq. ft. of built-up area or super built-up area
  • Floor Rise Charges: Extra cost for higher floors
  • PLC (Preferential Location Charges): For corner or park-facing units
  • Parking Charges: Covered or open parking
  • Clubhouse Membership: One-time or annual fee
  • Maintenance Deposit: 1-2 years' advance maintenance charges
  • Taxes: Stamp duty, registration fee, GST (if under construction)

What Amount is Payable During Flat Booking?

Typically, 10% of the property value is paid during booking as an advance. This may vary by builder. Always ask for:

  • Acknowledgment receipt
  • Terms for refund in case of cancellation
  • RERA-compliant booking agreement

What do Maintenance Charges Include?

Maintenance charges cover:

  • Common area cleaning & security
  • Lift maintenance
  • Power backup for common areas
  • Landscaping, swimming pool, and clubhouse upkeep
  • Water supply and sewage treatment plant maintenance

Taxes Applicable on Property Purchase

In Telangana:

  • Stamp Duty: 4% of property value
  • Registration Fee: 0.5%–1%
  • GHMC Transfer Duty: 1.5%
  • GST: 5% on under-construction properties (no GST on ready-to-move)

How Much is Stamp Duty & Registration Cost?

For a ₹1 crore flat:

  • Stamp duty = ₹4 lakh
  • Registration = ₹50,000 – ₹1,00,000
  • GHMC Transfer Duty = ₹1.5 lakh
  • Total additional cost = ~₹6 lakh

Does Flat Cost Include Maintenance for 1-2 Years?

Usually, builders collect advance maintenance charges at the time of possession. This can cover 6 months to 2 years depending on the project.


Are Club Membership and Parking Charges Separate?
  • Club Membership: Often charged separately (₹50,000 – ₹2 lakh)
  • Parking: Covered parking is usually extra; some projects include one free slot

Are There Any Additional Property Taxes or Service Charges?
  • Property Tax: Payable annually to GHMC
  • Service Charges: Charges for amenities or association services after society formation

What Charges Should I Be Aware Of?
  • Legal documentation fees
  • Advance property tax
  • Mutation/transfer charges (if applicable)
  • Corpus fund contributions

How Does RERA Protect My Money?
  • Builder must deposit 70% of funds in an escrow account for project construction
  • Transparent payment schedule and clear refund rules
  • No unauthorized changes to layout or pricing without buyer consent


Frequently Asked Questions


What hidden costs should I check when buying a flat?

Check parking, GST, stamp duty, registration, maintenance deposits, and club fees.


Is GST applicable on ready-to-move flats?

No, GST is applicable only on under-construction properties.


What is the total tax on property purchase in Telangana?

Approximately 6%–6.5% of property value (stamp duty + registration + GHMC transfer duty).


Do builders charge for car parking separately?

Yes, covered parking is usually charged separately as per builder policy.


Does property price include corpus fund?

Corpus fund is usually charged separately at possession for future maintenance.


Why Understanding Property Pricing Matters
  • Helps avoid budget surprises
  • Ensures transparent transactions
  • Aids in loan planning and tax saving
  • Improves negotiation leverage during booking

Auro Realty's Transparent Pricing Policy
  • No hidden charges – upfront cost breakdown
  • RERA-compliant agreements
  • Flexible payment plans for under-construction projects
  • Inclusive amenities for luxury living
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